tag:blogger.com,1999:blog-6064272931299679515.post4713520115514329747..comments2009-01-08T13:16:43.554-05:00Mommy, Esq.http://www.blogger.com/profile/00228638552586921228noreply@blogger.comBlogger8125tag:blogger.com,1999:blog-6064272931299679515.post-56930051718870581182009-01-08T13:16:00.000-05:002009-01-08T13:16:00.000-05:00

Life insurance is an annoying process. My favorite issue, which bumped me up to the slightly more expensive premium category, was a first degree relative's history of cancer before age 55. Ok, no problem. EXCEPT, it was my dad's prostate cancer. Seriously. I had a long talk with the guy about how I DON'T HAVE A PROSTATE, so I'm at pretty low risk for this. He was not impressed by my argument.

Rebeccahttp://www.blogger.com/profile/11811063610365382382noreply@blogger.comtag:blogger.com,1999:blog-6064272931299679515.post-86405278998637887972009-01-08T11:33:00.000-05:002009-01-08T11:33:00.000-05:00

That absolutely sucks. Ugh. <BR/><BR/>As for planning, we did the insurance thing but have yet to do guardianship/wills. It's on my list of things that I know I need to do but have yet to get done.

K @ ourboxofrainhttp://www.blogger.com/profile/05633428907297371867noreply@blogger.comtag:blogger.com,1999:blog-6064272931299679515.post-11844474516940073432009-01-08T10:41:00.000-05:002009-01-08T10:41:00.000-05:00

I also recently had a "my doctor's not worried about it, why are you?" problem with an insurance company related to an earlier health issue when applying for disability insurance. Shopping around to different companies can definitely work. Also, if you already have a relationship with a particular company or agent (e.g., auto or home insurance or disability/life ins. through work) you/the agent

awileydznoreply@blogger.comtag:blogger.com,1999:blog-6064272931299679515.post-5506993940519048942009-01-08T09:03:00.000-05:002009-01-08T09:03:00.000-05:00

First off, I am glad to hear you say how whole life is a scam. I almost sent Husband a question about it a few months ago - our planner was trying to convince us. Complete BS!!<BR/><BR/>I am not shocked about the term life insurance, sadly. I also no longer qualifed for the cheap rate because of my issues a few years ago. However, our planner has been reapplying every year, and I was finally

Theresahttp://www.blogger.com/profile/13668659021894830720noreply@blogger.comtag:blogger.com,1999:blog-6064272931299679515.post-32625684950477046612009-01-07T23:33:00.000-05:002009-01-07T23:33:00.000-05:00

Let me tell you what we learned. Don't get life insurance when you are pregnant with multiples! My cholesterol was so high (twice the usual number) that it bumped me into a high risk category. Nice. We shopped around and had YEARS of documented low cholesterol. Nope.

LauraChttp://www.blogger.com/profile/14322568136833382134noreply@blogger.comtag:blogger.com,1999:blog-6064272931299679515.post-48409632858663232332009-01-07T23:09:00.000-05:002009-01-07T23:09:00.000-05:00

That's ridiculous. I'd be soooo pissed.<BR/><BR/>Ya. Mike and I have to make our wills out still *blush* We do have life insurance though...at least, I'm pretty sure we do *sheepish grin*<BR/><BR/>Good luck!!!

Nancyhttp://www.blogger.com/profile/01131976831557567016noreply@blogger.comtag:blogger.com,1999:blog-6064272931299679515.post-45664982965819323062009-01-07T23:07:00.000-05:002009-01-07T23:07:00.000-05:00

I would definitely shop around, because that is a crock. Good luck!

jerseygirl77http://jerseygirl77.livejournal.comnoreply@blogger.comtag:blogger.com,1999:blog-6064272931299679515.post-65074878123045617312009-01-07T22:26:00.000-05:002009-01-07T22:26:00.000-05:00

Oh man, what a pain! That sucks!<BR/><BR/>We need to do the life insurance thing, too. We did finally do our wills a few months ago, thankfully.

Goddess in Progresshttp://www.blogger.com/profile/02113299527583609272noreply@blogger.com